Which rule governs the disclosures required in the general price list?

The FTC Funeral Rule is the correct choice because it is a federal regulation established by the Federal Trade Commission to protect consumers in the funeral industry. This rule mandates that funeral homes provide a general price list to consumers, which must include specific disclosures about the prices of various funeral services and products. The rule ensures transparency and allows consumers to make informed decisions when arranging funerals, as it requires funeral providers to disclose the prices before discussing specific services or making arrangements.

In contrast, the National Funeral Directors Association Guidelines may offer best practices or recommendations for funeral service providers, but they do not have the regulatory authority to enforce disclosure requirements like the FTC Funeral Rule does. The Insurance Regulatory Commission Act pertains more to the regulation of insurance companies and does not directly relate to funeral pricing disclosures. Similarly, the State Funeral Service Code may provide additional regulations at the state level but is not the overriding federal rule that governs pricing disclosures as established by the FTC.