What is a common misconception about preneed funeral contracts?

The notion that preneed funeral contracts are always less costly than at-need services is a common misconception. While preneed services can often provide cost savings due to locking in prices at the time of the contract, this is not universally true. Various factors can influence pricing, such as inflation, changes in funeral service costs, or the particular services included in a preneed contract versus what may be needed at the time of death. It's also important to understand that the perceived savings can vary significantly depending on the specific arrangements made and the providers involved. Thus, while preneed contracts may offer potential cost advantages, it is not guaranteed that they will always be cheaper than at-need services.