If the Texas Commissioner of Insurance suspects an agent of fraud, what must the Commissioner do?

When the Texas Commissioner of Insurance suspects an agent of fraud, the appropriate action is to report the findings to a law enforcement agency or prosecuting attorney. This responsibility reflects the seriousness of allegations involving fraudulent activity and the need for proper legal procedures to be followed. In cases of potential fraud, escalating the matter to law enforcement ensures that the situation is investigated thoroughly and that any legal violations are addressed appropriately.

This action helps maintain the integrity of the insurance industry and protects consumers from dishonest practices. It also aligns with the regulatory duties of the Commissioner, which include enforcing compliance with laws and protecting the interests of the public. Other options, such as alerting the insurance company, handling the matter internally, or notifying the public immediately, do not provide the same level of accountability and may not ensure that proper legal processes are followed.